Virgin Atlantic Black Credit Card Account

• 6,000 bonus Flying Club miles when you make your first purchase on either card (1)
  
• 0% for up to 6 months on balance transfers from the date your account is opened. (2% handling fee)

• 2 Flying Club miles for every £1 spent on everyday card purchases
• 4 Flying Club miles for every £1 spent direct with Virgin Atlantic and Virgin Holidays (2)
  
• A Premium Economy reward upgrade on an Economy redemption when you spend £5,000 on your card in one year. You can earn up to 2 upgrades a year. (3)
  
• Spend £7,500 on your card in a year and receive a complimentary companion reward flight (just pay the taxes and charges) when you purchase a full fare qualifying flight. (4)
  
• Complimentary Regus Businessworld Gold membership giving you access to 1,100 lounges and cafes in cities worldwide (worth £199 p.a.) (8)
  
• Exclusive offers from American Express Selects™
  

• 1 Flying Club mile for every £1 spent on everyday card purchases
  
• 2 Flying Club miles for every £1 spent direct with Virgin Atlantic and Virgin Holidays (2)
  

• Online Fraud Protection (5)
  
• Cash access at over 1 million ATMs worldwide (6)
  
• Emergency card replacements
  
• 24 hours a day, 7 days a week online account management
• Up to 3 free additional cardmembers (7)
  

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

Virgin Atlantic Airways Limited is an introducer appointed representative of Virgin Money Personal Financial Service Limited, Registered Office: Discovery House, Whiting Road, Norwich NR4 6EJ. Registered in England number 3072766.

The Virgin Atlantic Credit Cards are issued by MBNA Europe Bank Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA’s consumer credit activities are licensed by the Office of Fair Trading and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority. American Express® is a registered trademark of the American Express company. MBNA Europe Bank Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Virgin Atlantic Airways Ltd trading as Virgin Atlantic is acting as a credit intermediary. Registered Office: Company Secretariat, The Office, Manor Royal, Crawley, West Sussex RH10 9NU. Registered in England number 1600117. In the UK, Virgin Atlantic only offer credit cards provided by MBNA Europe Bank Limited. Credit is available, subject to status, only to UK residents aged 18 or over. Calls may be monitored and/or recorded for quality and training purposes and for compliance with regulations.
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1. 6,000 bonus miles will be credited to your Flying Club account after your first card purchase, providing you use your card within 90 days of your account opening and supply your Flying Club number. Please allow six to eight weeks for bonus miles to be added to your account.

2. Double miles are earned on bookings made direct with Virgin Atlantic either online or by telephone, and with Virgin Holidays by telephone only. This does not include purchases made through Virgin Flightstore.

3. Spend £5,000 on card purchases on the Virgin Atlantic Black American Express® Credit Card by the end of any year and you will receive a Premium Economy reward upgrade that, subject to availability, enables you to convert an Economy reward redemption (an Economy flight bought with your Flying Club miles) into a Premium Economy reward redemption on Virgin Atlantic. Plus, spend another £5,000 on the Virgin Atlantic Black American Express® Credit Card in that year and earn another Premium Economy reward upgrade. The main cardmember can earn a maximum of two Premium Economy reward upgrades per card account in any one year. Premium Economy reward upgrades are valid for 12 months from the date they are added to your Flying Club account. Card purchases exclude cash advances, money transfers and balance transfers. A year is defined by the 12 month period starting from the date your Virgin Atlantic Credit Card Account was opened. MBNA will notify Virgin Atlantic of your eligibility within 30 days of the end of the year. The reward will be added to your account within a week of Virgin Atlantic being advised by MBNA. Cardmembers must pay related taxes, fees and charges relating to the complimentary Premium Economy reward upgrade. These will vary according to the destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. Flights and routes are strictly subject to availability. Premium Economy reward upgrades must be redeemed through the Flying Club Helpline prior to travel by calling 08444 122 414 and are not available through airport check-ins. Once you have redeemed your Premium Economy reward upgrade you may not use miles to upgrade to Upper Class. This offer may be withdrawn or amended at any time. Flying Club Terms & Conditions apply, please visit www.virginatlantic.com/premiumeconomyupgrade/tsandcs. You will not earn this incentive if you have not provided MBNA with a valid Flying Club membership number.

4. Spend £7,500 on card purchases on the Virgin Atlantic Black American Express® Credit Card by the end of any year and you will be eligible to receive a complimentary companion return flight reward the next time you book a full fare qualifying flight with Virgin Atlantic. The main cardmember can only earn one companion return flight reward per card account in any one year. A companion reward is valid for 12 months from the date it is added to your Flying Club account. Card purchases exclude cash advances, money transfers and balance transfers. A year is defined by the 12 month period starting from the date your Virgin Atlantic Credit Card Account was opened. MBNA will notify Virgin Atlantic of your eligibility within 30 days of you becoming eligible. The reward will be added to your account within a week of Virgin Atlantic being advised by MBNA. The member and companion must travel with Virgin Atlantic, on the same flight and date, be in the same cabin class, and the Flying Club member's ticket must be purchased at a qualifying adult fare (see table below). Cardmembers must pay related taxes, fees and charges relating to the complimentary companion return flight reward. These will vary according to the destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. Companion rewards are not valid for flights purchased through Virgin Holidays, Virgin Atlantic Vacations or any other tour operator. Other exemptions include flights purchased at promotional rates, group fares or other selected discount levels. All Virgin Atlantic reward seat travel is strictly subject to availability. The number of redemption seats available on each flight is restricted and it is possible that the seats allocated on a particular flight may be fully booked, even though seats are still available in other booking classes. Some flights may have no availability on certain routes, and popular dates will fill quickly (i.e. weekends, school holidays and public holidays) and Virgin Atlantic cannot guarantee availability. More seats for a particular flight may become available closer to departure. Information online regarding our latest redemption seat availability is a guide only and is correct at time of publication. This offer may be withdrawn or amended at any time. Flying Club Terms & Conditions apply, please visit www.virginatlantic.com/companionticket/tsandcs. You will not earn this incentive if you have not provided MBNA with a valid Flying Club membership number. For bookings please contact the Flying Club Helpline on 08444 122 414.

* For journeys Lagos to the USA and Delhi to USA, Virgin Atlantic published Upper Class fares booked in D class are eligible. All other ticket types such as but not limited to discounted, corporate, travel agent or tour operator fare types are NOT eligible.

5. You must call us as soon as the card cannot be found or if you notice any unusual transactions on your account.

6. For up to date information or advice on using your credit card or to withdraw cash worldwide, you can ring us 24 hours a day on freephone 0800 062 062. Please tell us before using your card abroad otherwise our fraud monitoring systems might decline your transactions. You can do this online from within Online Card Services or by phone. Please note we may still require the merchant to contact us to authorise a transaction.

7. Any additional cardholder(s) must reside at the same primary address, and have a relationship of close family member (defined as; spouse, child, parent, sibling or domestic partner).

8. You’ll enjoy a complimentary Regus businessworld gold membership worth £199 per year, which gives you access to 1,100 business lounges and cafés in cities worldwide with Regus, for as long as you hold your Virgin Atlantic Black Card Account. You’ll also receive 2 complimentary vouchers for a day’s private office use worth £100 each to use either in the UK or internationally. This offer can be withdrawn or amended at any time. Regus Terms & Conditions apply and can be found at www.regus.com/vaaterms Virgin Atlantic Black Credit Card Account cardmembers can register for complimentary Regus businessworld gold membership by visiting www.regus.com/vaablackcardongoing

To Apply

You can apply online or over the phone:

Online - Virgin Atlantic White Credit Card Account

Online - Virgin Atlantic Black Credit Card Account

Telephone - Call our freephone number 0800 056 5576

Available: Mon - Fri: 8am to 9pm. Sat: 9am to 9pm. Sun: 9am to 7pm

Your Application

To track your application, you can call our freephone number 0800 056 5576

Available: Mon - Fri: 8am to 9pm. Sat: 9am to 9pm. Sun: 9am to 7pm

Card Activations

You can activate your card online or over the phone.

Online - visit www.virginatlantic.com/activatenow

Telephone - Call our freephone number 0800 854 767

Available: Mon - Fri: 7am to 10pm. Sat: 8am to 9pm. Sun: 9am to 9pm.

Any Questions and Service

If you need more information or you've got a question, you can call our freephone number 0800 056 7686

Available 24 hours a day, 7 days a week.

Virgin Atlantic Flying Club

If there's anything you need to know about UK Flying Club that you can't find online, simply call 08444 122 414

Available 24 hours a day, 7 days a week.