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Credit Card

Turn everyday shopping in to dream destinations...

Black card account


..with up to 25,000 bonus miles(1) and the Virgin Atlantic Black Credit Card Account.

Simply apply by 31 October 2014 and spend a total of £2,000 on either card within 90 days of your account opening.(1)

black-card-apr

Every time you shop you'll earn miles on your card and;

  • 18,500 bonus miles(1) on your first card purchase with either card within 90 days of your account opening
  • A further 6,500 bonus miles(1) when you spend a total of £2,000 within 90 days of your account opening and apply by 31 October 2014

If you spend on your card and do not pay this in full each month, interest will be payable on the amount outstanding.

What could you spend your miles on?*

18,500 miles Two return flights to Manchester, Aberdeen or Edinburgh with Virgin Atlantic's Little Red
20,000 miles A one way Economy to Upper Class upgrade
30,000 miles An Economy round trip to New York
38,500 miles An Economy round trip to Dubai
50,000 miles An Economy round trip to Hong Kong
70,000 miles A Premium Economy round trip to Barbados
80,000 miles An Upper Class round trip to Washington DC

With 0% on balance transfers for up to 6 months from the date your account is opened (2% handling fee, £3 min).

The account comes with two cards; The Virgin Atlantic American Express® Credit Card from MBNA, and the Virgin Atlantic Visa Credit Card, earning you miles faster.

          Virgin Atlantic American Express® Credit Card

Virgin Atlantic American Express Black Credit Card
  • Earn 2 Flying Club miles for every £1 spent on everyday card purchases
  • Earn 4 Flying Club miles for every £1 spent direct with Virgin Atlantic, and via telephone with Virgin Holidays (excludes Virgin Flightstore) (2)
  • Upgrade from Economy to Premium Economy when you spend £5,000 in a year on this card. (Up to two upgrades per year) (3)
  • Companion reward flight (just pay taxes and charges) when you spend £7,500 on your card in a year and you buy a qualifying full fare flight (4)

Virgin Atlantic Visa Credit Card

Virgin Atlantic Visa Black Credit Card
  • Earn 1 Flying Club mile for every £1 spent on everyday card purchases
  • Earn 2 Flying Club miles for every £1 spent direct with Virgin Atlantic, and via telephone with Virgin Holidays (excludes Virgin Flightstore) (2)
  • Accepted at over 30 million locations throughout the world (6)

Essential extras

  • Online Fraud Protection (5)
  • Cash access at over one million ATMs throughout the world (6)
  • Emergency card replacements
  • 24 hours a day, 7 days a week online account management
  • Up to three free additional cardmembers (7)
  • Complimentary Regus Businessworld Gold membership, giving you access to 1,100 lounges and cafes in cities worldwide (worth £199 p.a.)(8)


Contact us

To Apply
You can apply online or over the phone.

Online - Virgin Atlantic White Credit Card Account (opens in a new window)

Online - Virgin Atlantic Black Credit Card Account (opens in a new window)

Telephone - Call us free on 0800 056 5576

Available: Mon - Fri: 8am to 9pm. Sat: 9am to 9pm. Sun: 9am to 7pm.

Your Application

To track your application, you can call us free on 0800 056 5576 selecting option 2

Available: Mon - Fri: 9am to 5pm

Card Activations

You can activate your card online or over the phone.

Online - visit www.virginatlantic.com/activatenow (opens in a new window)

Telephone - Call our freephone number 0800 854 767

Available: Mon - Fri: 7am to 10pm. Sat: 8am to 9pm. Sun: 9am to 9pm.

Any Questions and Customer Service

If you need more information or you've got a question, you can call us free on 0800 056 7686

Virgin Atlantic Flying Club

If there's anything you need to know about UK Flying Club that you can't find online, simply call 08444 122 414

Available 24 hours a day, 7 days a week.

The small print

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Virgin Atlantic Credit Cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Virgin Atlantic Airways Limited is an introducer appointed representative of Virgin Money Personal Financial Service Limited, Registered Office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Registered in England number 3072766. Virgin Atlantic Airways Ltd trading as Virgin Atlantic is acting as a credit intermediary. Virgin Atlantic Airways Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Company Secretariat, The Office, Manor Royal, Crawley, West Sussex RH10 9NU. Registered in England number 1600117. Interim permission number 514105. In the UK, Virgin Atlantic only offer credit cards provided by MBNA Limited. CP0914_SMP_VAACC_A

*All mileage levels correct at time of sending. Flying Club reward flights are subject to the payment of applicable taxes, charges, fees and surcharges. The amount will be advised at the time of booking either via our website or contact centre.

1. 18,500 bonus miles will be credited to your Flying Club account after your first card purchase, providing you use either of your cards within 90 days of your account opening and supply your Flying Club membership number. A further 6,500 bonus miles will be credited to your account when you apply by 31 October 2014 and spend £2,000 on either card in the first 90 days of your account opening and supply your Flying Club membership number. Please allow six to eight weeks for bonus miles to be added to your account. Bonus miles are not awarded on balance transfers, money transfers or cash advances.

2. Double miles are earned on bookings made direct with Virgin Atlantic either online or by telephone, and with Virgin Holidays by telephone only. This does not include purchases made through Virgin Flightstore.

3. Spend £5,000 on card purchases on the Virgin Atlantic Black American Express® Credit Card by the end of any year and you will receive a Premium Economy reward upgrade that, subject to availability, enables you to convert an Economy reward redemption (an Economy flight bought with your Flying Club miles) into a Premium Economy reward redemption on Virgin Atlantic. Plus, spend another £5,000 on the Virgin Atlantic Black American Express® Credit Card in that year and earn another Premium Economy reward upgrade. The main cardmember can earn a maximum of two Premium Economy reward upgrades per card account in any one year. Premium Economy reward upgrades are valid for 12 months from the date they are added to your Flying Club account. Card purchases exclude cash advances, money transfers and balance transfers. A year is defined by the 12 month period starting from the date your Virgin Atlantic Credit Card Account was opened. MBNA will notify Virgin Atlantic of your eligibility within 30 days of the end of the year. The reward will be added to your account within a week of Virgin Atlantic being advised by MBNA. Cardmembers must pay related taxes, fees and charges relating to the complimentary Premium Economy reward upgrade. These will vary according to the destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. Flights and routes are strictly subject to availability. Premium Economy reward upgrades must be redeemed through the Flying Club Helpline prior to travel by calling 03444 122 414 and are not available through airport check-ins. Once you have redeemed your Premium Economy reward upgrade you may not use miles to upgrade to Upper Class. This offer may be withdrawn or amended at any time. Flying Club Terms & Conditions apply, please visit www.virginatlantic.com/premiumeconomyupgrade/tsandcs (opens in a new window). You will not earn this incentive if you have not provided MBNA with a valid Flying Club membership number.

4. Spend £7,500 on card purchases on the Virgin Atlantic Black American Express® Credit Card by the end of any year and you will be eligible to receive a complimentary companion return flight reward the next time you book a full fare qualifying flight with Virgin Atlantic. The main cardmember can only earn one companion return flight reward per card account in any one year. A companion reward is valid for 12 months from the date it is added to your Flying Club account. Card purchases exclude cash advances, money transfers and balance transfers. A year is defined by the 12 month period starting from the date your Virgin Atlantic Credit Card Account was opened. MBNA will notify Virgin Atlantic of your eligibility within 30 days of you becoming eligible. The reward will be added to your account within a week of Virgin Atlantic being advised by MBNA. The member and companion must travel with Virgin Atlantic, on the same flight and date, be in the same cabin class, and the Flying Club member's ticket must be purchased at a qualifying adult fare (see table below). Cardmembers must pay related taxes, fees and charges relating to the complimentary companion return flight reward. These will vary according to the destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. Companion rewards are not valid for flights purchased through Virgin Holidays, Virgin Atlantic Vacations or any other tour operator. Other exemptions include flights purchased at promotional rates, group fares or other selected discount levels. All Virgin Atlantic reward seat travel is strictly subject to availability. The number of redemption seats available on each flight is restricted and it is possible that the seats allocated on a particular flight may be fully booked, even though seats are still available in other booking classes. Some flights may have no availability on certain routes, and popular dates will fill quickly (i.e. weekends, school holidays and public holidays) and Virgin Atlantic cannot guarantee availability. More seats for a particular flight may become available closer to departure. Information online regarding our latest redemption seat availability is a guide only and is correct at time of publication. This offer may be withdrawn or amended at any time. Flying Club Terms & Conditions apply, please visit www.virginatlantic.com/companionticket/tsandcs (opens in a new window). You will not earn this incentive if you have not provided MBNA with a valid Flying Club membership number. For bookings please contact the Flying Club Helpline on 03444 122 414.

Qualifying fare class for upgrades or Companions

** For journeys Lagos to the USA and Delhi to USA, Virgin Atlantic published Upper Class fares booked in D class are eligible. All other ticket types such as, but not limited to discounted, corporate, travel agent or tour operator fare types are NOT eligible.

5. You must call us as soon as the card cannot be found or if you notice any unusual transactions on your account.

6. For more information on using your credit cards abroad or withdrawing cash, you can call us free on 08000 567 686 from the UK or +44 1244 672 520 from overseas. Please tell us before using your cards abroad otherwise our account monitoring systems might decline your transactions. Please note we may still require the merchant to contact us to authorise a transaction. 

7. Any additional cardholder(s) must reside at the same primary address, and have a relationship of close family member (defined as; spouse, child, parent, sibling or domestic partner).

8. You'll enjoy a complimentary Regus businessworld gold membership worth £199 per year, which gives you access to 1,100 business lounges and cafes in cities worldwide with Regus, for as long as you hold your Virgin Atlantic Black Credit Card Account. You'll also receive 2 complimentary vouchers for a day's private office use with £100 each to use either in the UK or internationally. This offer can be withdrawn or amended at any time. Regus Terms & Conditions apply and can be found at www.regus.com/vaaterms (opens in a new window) Virgin Atlantic Black Credit Card Account cardmembers can register for complimentary Regus businessworld gold membership by visiting www.regus.com/vaablackcardongoing (opens in a new window)