Yep. Every card comes with chip and PIN built in, ensuring you enjoy the most up-to-date protection against card crime. Having a secret PIN makes it harder for anyone else to use your card if it gets nicked or lost.

When you get your card, your PIN will follow in a different envelope. You'll have the option to change your PIN to one you find easier to remember. And if you've got a memory like a sieve, you can check your PIN securely online at any time.