• 6,000 bonus Flying Club miles on your first card purchase
• 2 Flying Club miles for every £1 you spend
• 4 Flying Club miles for every £1 spent direct with Virgin Atlantic, Virgin Holidays and Regus business centres
• Spend £5,000 on your card in a year and you'll receive a Premium Economy reward upgrade on an Economy redemption booking
• Spend £7,500 on your card in a year and enjoy a complimentary companion reward flight, so you can bring a friend with you, on us
• Complimentary Regus businessworld gold membership, worth £199 p.a., with access to 1,000 business lounges and cafés worldwide
• 10% off all Virgin Holidays packages
• 0% on balance transfers for 6 months from the date your account is opened(2% handling fee applies)
• Plus all the essential extras
• Standard rate of 18.9% p.a. on card purchases. That's a typical rate of (variable) including the annual fee*.

To apply, you’ll need to be:

• 18 years of age or over
• A UK resident

And you’ll need to have:

• Your bank or building society details handy
• Details of any loans or balances you want to transfer (although you won’t be able to transfer balances from other MBNA issued cards)
• Your Flying Club membership number (if you have one).

Please read the 'Summary box' below as it contains important information.

Terms & Conditions

Click here for full Flying Club Terms & Conditions

When you apply for a Virgin Atlantic Credit Card you will be taken to MBNA's application form, which will be subject to a different Privacy and Security policy than www.virginatlantic.com

Bonus miles will be credited to your Flying Club account after your first card purchase, providing you use your card within 90 days of your account opening and supply your Flying Club membership number. Please allow six to eight weeks for bonus miles to be added to your account.

This Regus offer can be withdrawn or amended at any time. Regus terms & conditions apply and can be found at regus.com/vaaterms

Find out more about the Premium Economy reward upgrade terms & conditions.

Find out more about the complimentary companion reward flight terms & conditions.

You will receive a complimentary Regus businessworld gold membership, worth £199 p.a., for as long as you hold your Virgin Atlantic Black Card. You'll also receive two complimentary vouchers for a day's private office use, worth £100 each, to use either in the UK or internationally. This offer can be withdrawn or amended at any time. Regus terms and conditions apply and can be found at regus.com/vaaterms

Virgin Holidays standard terms and conditions apply. 10% discount will be given to Virgin Atlantic Credit Card customers on all package holidays excluding insurance and accommodation only bookings. Discount does not apply to fuel surcharges, Airport Passenger Duty or personal travel insurance elements. Bookings must be made directly with the Virgin Holidays Call Centre by ringing 0844 557 3886 and not online. You must quote 'Virgin Atlantic American Express' at the time of booking to be eligible for the discount. Discount cannot be combined with any other offer, promotion or discount including Frequent Virgin Club membership & Tesco Clubcard points. When paying by credit card a 2% surcharge applies. This offer may be withdrawn or amended at any time. ATOL protected 2538. ABTA V2043.

If you do not pay your balance in full we will use your payments to reduce lower rate balances before higher rate balances. If promotional rate balances are the same we will repay them in the following order: first, the one with the earliest expiry date; if the expiry dates are the same then the one which started first; if the expiry dates, and the start dates are the same then the one with the lowest standard rate. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.

*There is a card fee of £115 per annum. We will charge handling fees on the total amount of each transaction type as follows: all balance transfers 2% (min £3, no max); all cheque transactions 2% (min £3, no max); all money transfers 2% (min £3, no max); all cash transactions 2% (min £3, no max). We will charge a commission of 2.75% of the value of each foreign-currency transaction (of which American Express retain 1%). The maximum amount of credit you can have under this agreement is subject to status. If the balance shown on your statement is less than £25, your minimum monthly repayment will be the total amount of the statement balance. If the balance shown on your statement is £25 or more, your minimum monthly repayment will be whichever is the greater of: £25; or 1% of your statement balance before any default charges and interest (to which we'll then add the default charges and interest). The typical APR is (variable) and is calculated on the basis of a credit limit of £1,500. CP0709_SMP_AM_S2